Showing posts with label Dave Ramsey. Show all posts
Showing posts with label Dave Ramsey. Show all posts

Tuesday, November 13, 2012

When Dave Ramsey Promotes Your Blog Post

When Dave Ramsey promotes your blog post....

You will get a message from a stranger that reads, "Be prepared for your blog to blow up. Dave Ramsey just posted your blog on his Facebook page."

And you will thrill over 1,500 people looking at your blog and think,"Wow!  How cool of him!"

Then you will notice your phone making all sorts of vibrations and jingles.  For grins you will peek at your blog, not expecting much, and see that you have TWENTY-NINE THOUSAND people clicked your blog and you have 82 comments waiting to be confirmed.

You'll head home, mind spinning, with your sick with strep child.  You will tell your husband who won't believe you.  You'll be glad he happened to have a half day so he can look at the screen with you.

Tonight, as I head to bed, I have had SIXTY-FIVE THOUSAND, three hundred and forty hits on my blog.

142 comments

On Dave Ramsey's Facebook page, the post had 4,192 likes, 331 comments and 709 shares.

Mind. Is. Blown.

Now would also probably be a good time to say I don't know what Marijuana (also, had no idea how to spell it) looks like, I do know what maple leaves look like - and those are the leaves on my blog background.  The leaves look like camouflage, my boys favorite color.

You all have been wonderfully kind to me.  I fully plan to read your messages all the way through, a lot of you had great idea for us about the envelope system. Almost everyone was encouraging and cheering us on.  Thank you.

But I just wanted to officially say THANK YOU to Dave.  I don't know if he will read this or not, but you surely made our family's day a ton of fun.  We giggled and laughed and my head cannot wrap around the amount of people you introduced me to today.

I find it even more hilarious because I disliked you so much.  My friends I complained to have been laughing hysterically about that today.

But thank you.  From the bottom of my bloggy heart, thank you.

Oh, and sorry for disliking you — at first.

More than that, thank you for giving us basic steps to achieve Financial Peace.

Why I Dislike Dave Ramsey


My husband is a big fan of Dave Ramsey.  He can quote him.

I am not. I tend to loath him.

My husband has tried to talk me into going to the Financial Peace classes and I am always dragging my feet.  Seriously? 13 weeks of talking about MONEY? I think this is some sort of cruel torture.

When our church had yet another Financial Peace class offered, I knew that Jake would ask me again, I would give him "the look" and tout a million reasons why we couldn't or didn't need to but then I thought about how happy he would be.  I found out some of my best friends were taking the class - one of my friends is a therapist and she and her husband signed up - so I figured this would be a good class to take.

We would require therapy and Renee would know why so that would help.

Jake's eyes shown brightly as I dropped the check in the offering plate.  He was nearly walking on air.  He finally was going to get me to change.

I had a pit in my stomach for weeks leading up to class one.

When class one rolled around, I let everyone know just how much I was dreading this.  You see, Jake has always wanted to be a millionaire.  And then he married me...and we promptly had four boys.  That sorta is a "money hit".  He has planned our lives around much of what he has learned from Dave over the years listening to his radio program.  He can literally quote his answers before Dave gets to it.  I am the one who pays all the bills.  I balance the checkbook and we have this system - I pay it, he doesn't see it and we all get along grandly.

That was all about to change.

At the end of Class One, Jake was nearly jumping up and down with joy.  "We get to budget, won't this be fun?"

Kill. Me. Now.

Jake was working a ton and I was sitting at football practice at the time so I committed to this, "If I am going to take this class, I am doing it all the way".  I read the book.  It is lined with my smart aleck comments.  I read it very critically.  Very very critically.

I did all the homework.  And about three weeks in I looked at Jake and said, "Hey, you wanted to take this class, we better get busy and actually DO this class," and so began the first budget meeting.

It went better than I thought it would.

We didn't even fight.

Did you read that last line?  We. Didn't. Even. Fight.  Jake pretty much nearly had a heart attack when he heard our grocery bill until he realized we were living on five dollars a day per person for our entire grocery bill.  If anything, he might have admired me a little.  At least I hope so.

People would see me with the Dave Ramsey book and cringe.  Then they would say, totally shocked, "You are taking that class?"  I would nod. "What do you think?" they would immediately ask because they knew I would tell them exactly what I thought.

I told them I was shockingly enjoying it.

We finished the class Sunday night.  It was a nine week class, but some friends who have taken it before are hoping to get one of the videos from the 13 week class videos for us to watch because they enjoyed it so much.

I am not a fan of the envelope system because it's hard to put the cash in an envelope so you can put it back in the bank so then you can pay a bill.  We don't like that at all so we are trying to figure that out.  But as far as us sitting down and talking about our money, well, I never thought I would end a conversation about money and bills with my husband and actually grin when we were done.  We talk about money and for the first time in 15 years it is not a stress or argue point for us.

I recently sent a text to him that read, "I just finished paying bills and actually missed you while I worked on them. What have you done to me??????"  

We have a long ways to go yet, but at least we are aware of WHERE we are going.  I have informed my husband we are not going to become one of those crazy people either....I think enough of you out there know what I mean by that.

Which gets me to my point...why I dislike Dave Ramsey.

I dislike Dave Ramsey because after all this time of loathing him, I actually found out that he isn't all that bad.  The things that my husband would say, "Dave Ramsey said we should do this and this..." well, he DID say you should do those things after you did a bunch of other steps that we hadn't completed yet.  I read the book and found that out and I might have pounced on my husband about it.

Not like I didn't have years of pent up anger or anything on that subject.

As it turns out, we didn't need therapy.  We took the class with a genius with money (who happens to be the therapist's father), one of my best friends who went through a job change and host of others and we actually had a good time.

So, again, why I dislike Dave Ramsey....

Because now I have to eat a ton of crow.

I mean, like a ton of crow.  Because our pastor asked us - um, yes, US - to 
teach the next class.

I feel this is Dave getting back at me somehow.

Anyhow, I never ever ever ever ever thought I would say this, but, if you would like a good class on money, look at Dave Ramsey's Financial Peace University.  I actually recommend it.  A lot.

Sunday, October 21, 2012

Can NOT Wait For Monday

Those who know me well know that I do not like Monday's at all.  Not. At. All.

Those who know me really well know I do not like Sunday's much either.  Not much at all.

But this week?

I can not wait for Monday.

Saturday was our last football game.  S2 stormed onto the field, played the game and lost.

It was tough.

It was also as windy as could be.  We have battled rain, enjoyed sunshine, had our eyeballs frozen and everything in between.  But now it is over.

That won't seem real until I am not driving to school every evening for practice.

I couldn't wait for Saturday night.  I had dinner on the grill all planned.  A movie to curl up with my honey over.  I could see popcorn in my near future.  A "hooray! we can slow down now that football is over" night if ever there was one.  I had been looking forward to this night for about eight weeks or so.

As it was, my husband made plans without consulting me.  Our good friends we haven't gotten together with in forever and ever called to see if we wanted to see a movie their church was playing. A movie we have already watched called Monumental. It's a great movie, I was happy to watch it again, just not THAT night, not THAT far from my snug little farmhouse.  Jake told me we had not watched the movie before until I reiterated to him the entire movie, what we were doing before we went to the movie, where we watched the movie at (our church) and mentioned the fact that S4 had been covered in dirt and barefoot that night we watched Monumental at our church during the summer.

He could hardly remember this and so he had made the plans and didn't want to back out of them.

And I, being the mature person I am, did something out of character.  Something low.  I looked at my husband and said to him, "How is it I married you?  I would be happily snug at home tonight as my introvert self but oh no, I had to marry YOU, Mr. Social!!!"

He gave me a loud kiss.  "I'm good for you."

He is.

But not on this day.

We hurried through dinner.  I suffered the pain that MSU lost their game agains U of M and S2 cheered - how as a mother have a raised a son who cannot cheer the great MSU team?  It's like a mom failure or something - and went to the unfamiliar church to watch a movie my husband than remembered and then joined them for ice cream.

We arrived home exhausted and still my husband needed to give the boys haircuts.

I curled up into bed and fell asleep.  Oh, sleep, how I miss you!

Sunday I awoke to the smell of coffee.  Fresh brewed coffee is such a wonderful smell when you didn't brew it yourself.  My husband had picked up these amazing cinnamon rolls at Weicks the day before and I could hear him opening the package and warming up a roll.

I smiled in complete blissful love.  My darling husband was making me breakfast in bed.

How was I ever so blessed to marry such a wonderful guy?

I didn't want to ruin the surprise so I snuggled in bed and closed my eyes when I heard him headed my way.  He entered the bedroom, that love of my life.  It was so difficult to act asleep when all I wanted to do was grin or throw my arms around him and tell him how wonderful he is.  But if I did either of those things I would startle him and he would spill my coffee and we cannot spill coffee.

My husband walked around the bed and...grabbed his phone.

Grabbed his phone and walked away to the dining room where I heard the fork hit the plate of his warmed up cinnamon roll.

I figured he was just being sweet and didn't want to wake me up, just let me sleep in.  I mean, I didn't even know I wanted breakfast in bed until I was apparently not getting any.  I couldn't resist texting him though.  "You would rather spend your morning with youtube than with me?"

He ended up bringing me coffee to bed.

When we got up all we did was run.  We ran to church where we rushed out as soon as our pastor said "You are dismissed."  We drove like the wind to arrive home and quickly grab some clothes to change into that somehow we forgot as we ran back out the door.  Time home?  Five minutes.

We pushed a little past the speed limit to arrive at my husband's mom's home where we had one hour to eat dinner and then make ourselves look great because we were getting family photos taken.  We have never ever had family photos taken and the photographer was great and cheery so we really can't wait to see how the photos turned out.

We had half an hour after pictures to visit before we had to run to Jake's office, grab his paperwork, hurry to the dollar store to pick something up we had forgotten we needed for church and then hurry home where I had fifteen minutes.

In fifteen minutes I made a pot of coffee and loaded the dishwasher.  As i was headed out the door, I spilled my entire cup of coffee all over the stove.

We jumped in the suburban and hurried off to church.  Jake had left with S1 to make sure he got him to youth group on time.  It was then I realized we had forgotten a child.

Yes, you read that correctly.

We hadn't even made it a mile down the road when my call to double check with my husband that he did in fact have S2 with him only to hear he did not.  S2?  He heard me holler.  He heard me leave.  He knew I would be back for him.

Grrrr.  What a stinker.

We arrived to church where we had our Dave Ramsey class while the boys battled a real live bat.

Yes, you read that correctly too.

They thought it was so cool.  They hope the bat continues to live in the church.

My husband stayed at church for a meeting.  I took four boys boys home, three of which were so exhausted they were fighting and crying.

The smell of a dead mouse hidden somewhere in the house greeted me as I walked in the door at eight fifteen at night.

Monday the boys get to sit at school.  I get to sit at work.

Monday night we get to stay home all night for the first time in about eight weeks with no practice to run to.

i can't wait for Monday.